SAMUEL

I am a finance professional with decades of experience and a Fellow of the Kenya Institute of Bankers. As a Fellow, I share my knowledge to fight financial illiteracy and prepare my readers with basic information on financial matters.

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Trade Credit Insurance: Valuable Basics and 5 Claimable Events

Trade Credit Insurance is an insurance policy that protects you against losses due to non-payment of your debtors. It can be a smart choice for companies who need protection from unexpected business risks, such as the sudden bankruptcy of one of their largest clients. This type of insurance can cover any number or type of …

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Bank of Japan to scale back pandemic-era economic support

Loans From Banks for Business: Strong Barriers You Must Avoid

Loans from banks for business can make the difference between achieving your goals or not. There are barriers to borrowing from banks that you must overcome before the banks give you that letter of offer. At first glance, it seems illogical why people with bad credit or no credit would be denied bank loans. However, …

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Project Management Breakers

10 Project Management Breakers you must avoid

What is Project management? Project management breakers can jeopardize your investment plan and lead to huge losses. Project management is the sum of all actions and processes used by managers in leading teams towards the successful delivery of a project. This is perhaps one of the most important activities in any project. Almost every person …

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Trade Credit Terminologies: 15 Terms You Must Master

Trade Credit Terminologies can be confusing to understand. Yet, you must master them to fully benefit from trade credit insurance. Trade Credit Insurance is a policy bought by traders that sell on credit terms. It protects against losses from unpaid invoices, thereby avoiding cash flow problems that can occur when your customers default. Take responsibility …

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Initial Public Offers (IPO): Facts you must know

An IPO, or Initial Public Offering, is the first time a company offers its stock to the public. The first-ever recorded IPO was in 1602 by the Dutch East India Company. Just like how it sounds-an “IPO” stands for “Initial Public Offering.”  Recently, we’ve seen some big IPOs from companies like Facebook and Amazon. If …

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10 Home improvement tips during Covid-19 pandemic

Home improvement during the Covid-19 pandemic has been quite challenging. If you want to save money nonetheless, this article is for you. One way you can do that is by making home improvements without breaking the bank. We’ve compiled a list of 10 strategies for saving money while improving your home from the pandemic lessons. …

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Travel Insurance: What You Should Know

Travel Insurance policy covers you for perils during vacation. It will cover any expenses related to the trip that come up, such as medical care or losses due to theft or damage. There are four main types of travel insurance: cancellation coverage, emergency evacuation and repatriation, lost baggage protection, and medical expense coverage. This article …

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