SAMUEL

I am a finance professional with decades of experience and a Fellow of the Kenya Institute of Bankers. As a Fellow, I share my knowledge to fight financial illiteracy and prepare my readers with basic information on financial matters.

Finance

Structured Trade Finance Facts And 12 Basic Risks

Structured trade finance (STF) is an advanced funding mechanism where lenders consider underlying goods and receivables. This trade finance technique applies to commodities that can easily be securitized, stored, and even sold off in case of a forced sale. Balance sheet lending has limitations that are addressed when you use structured trade finance. There are …

Structured Trade Finance Facts And 12 Basic Risks Read More

images 2

SWIFT Organization: What you must know

Society for Worldwide Interbank Financial Telecommunication (SWIFT) is a cooperative society that was founded in 1973 as a response to the need for an international standard for bank transfers. It is headquartered in Belgium and has over 11,000 members in more than 200 countries. SWIFT’s primary function is to help banks move money securely between …

SWIFT Organization: What you must know Read More

daniel thomas WmsFE6YhYIM unsplash

Closed-End Credit and Open-Line Of Credit: Amazing Facts You Must Know

When it comes to choosing between closed-end credit and open-end line of credit facilities, there are a few factors that you will need to consider. Close-end credits have certain benefits over the open lines of credit, but there are also some downsides to consider before making your decision. In this blog post, we will explore …

Closed-End Credit and Open-Line Of Credit: Amazing Facts You Must Know Read More

jeshoots com LtNvQHdKkmw unsplash

Credit Insurance: Critical benefits you must know

Credit insurance benefits can be an invaluable tool for business owners who want protection against the potential risks that come with lending. It’s important to understand what this insurance can do for your business. In this post, we will discuss 6 things credit insurance can do for your business and then 5 mistakes to avoid …

Credit Insurance: Critical benefits you must know Read More

mika baumeister HFF RO3jTwA unsplash 1

Supply Chain Finance: Is it the best solution for buyers?

Supply chain finance explained is a critical look at how to optimize the financing and flow of goods and materials through your supply chain. Most businesses, especially small businesses, don’t have a dedicated team to focus on it, which can lead to missed opportunities for cost savings and improved cash flow. This article will help …

Supply Chain Finance: Is it the best solution for buyers? Read More

Risk management through insurance

Risk Management: 6 Wonderful Types of Insurance

Risk management through insurance remains the most prudent of protection. Insurance protects people, property, and assets against the financial consequences of life’s uncertainties. Insurance companies have put in place different suits to cover diverse requirements of insurance consumers. This is what you need to know about if you know to start; You cannot eliminate risk, …

Risk Management: 6 Wonderful Types of Insurance Read More

kanchanara Qm7p7YIsvI4 unsplash

Kickstarter and 8 Most Important Crowdfunding Platforms

Kickstarter is a crowdfunding platform for creative projects. Launched in 2009, the company has raised over $13 billion from more than 18 million people. Creators can use Kickstarter to raise money for a wide range of creative projects, including films, music albums, video games, art installations, and food products. In order to receive funding, creators …

Kickstarter and 8 Most Important Crowdfunding Platforms Read More

Unsecured loans

Unsecured Loans vs Secured Loans: Free Beginners Guide+5 Ways To Get Approved

Unsecured loans are those that you are not required by the lender to provide any security for. A lot of people are in need of a loan, but find it difficult to choose secured vs unsecured loans. Secured loans are backed by collateral, while unsecured loans have no collateral and rely on your credit score. …

Unsecured Loans vs Secured Loans: Free Beginners Guide+5 Ways To Get Approved Read More

skyscraper g812e8a74b 640

Commercial Papers 101-Amazing basics you should not miss

Commercial papers are types of short-term debt instruments businesses use to finance their operations. It’s essentially a promissory note, whereby the issuer promises to repay the principal and interest on the debt at a specific date in the future. The maturity date of commercial papers rarely exceeds 270 days. They are typically issued by large, …

Commercial Papers 101-Amazing basics you should not miss Read More