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30% rent budgeting rule

The 30% Rent Budget Rule: How to Stay in a Place You Love For Less

You might have heard about the 30% rent budget rule that guides the maximum amount you should allocate for that purpose. 70% of your income should be kept available for other expenses, including saving for retirement. Whether you are currently living in a rental or are hoping to find an affordable place, one thing is …

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Money

High Inflation: 5 Investing Opportunities You Should Not Miss Out

Don’t fall into the temptation of not investing during inflation. Inflation is a term that describes an increase in the general level of prices that occurs over time. The Consumer Price Index (CPI) measures changes in prices and provides indications of how inflation affects consumer spending habits. Inflation has been under 2% for most of …

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Bank of Japan to scale back pandemic-era economic support

Loans From Banks for Business: Strong Barriers You Must Avoid

Loans from banks for business can make the difference between achieving your goals or not. There are barriers to borrowing from banks that you must overcome before the banks give you that letter of offer. At first glance, it seems illogical why people with bad credit or no credit would be denied bank loans. However, …

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Kickstarter and 8 Most Important Crowdfunding Platforms

Kickstarter is a crowdfunding platform for creative projects. Launched in 2009, the company has raised over $13 billion from more than 18 million people. Creators can use Kickstarter to raise money for a wide range of creative projects, including films, music albums, video games, art installations, and food products. In order to receive funding, creators …

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Negative Real Mortgage Rates Means Don't Pay Down Extra Principal

Unfavorable Actual Mortgage Charges Means Do not Pay Down Further Principal

[ad_1] As a homeowner with a mortgage, the holy grail is having a mortgage rate below the 10-year bond yield. When you have this situation, it’s like living for free and you should not pay down extra principal. If you had the money, you could invest an amount equal to your mortgage into a 10-year …

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